Zero Fee Processing

  • Cash Discounting is Fully Compliant with Federal and State Laws

    The Durbin Amendment does not allow any payment card network to inhibit a merchant’s ability to implement a cash discount.

  • The United States Has the Highest Interchange Rates

    Interchange rates are unregulated, allowing payment card networks (Visa, MasterCard, etc.) to charge what they want at any time. Interchange fees will continue to increase to the merchant.

  • Raising Prices Equals Loss of Customers

    It has been proven that raising prices costs far more customers than implementing a cash discount program.

  • Offset the Rising Minimum Wage Rate

    States across the U.S. are raising minimum wage rates, especially in the Tri-State area with New York at $15/hour with New Jersey soon to follow.

  • Avoid Junk Fees and All Other Miscellaneous Fees

    Junk fees are just one example of a fee charged by your traditional credit card processor.

  • Offset Other Constantly Growing Costs of Doing Business

    From rising rent to inventory costs, the cost of doing business grows every year for merchants with no relief.